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Home Loan

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Home Loan – Buy Your Dream Home with Ease

A Home Loan is a secured financial product that helps you purchase, construct, or renovate your house with the support of banks and NBFCs. With low interest rates, flexible EMIs, and long repayment tenures, a home loan makes home ownership simple and affordable.

Whether you are a salaried employee, self-employed professional, or business owner, you can apply for a home loan and enjoy additional benefits like tax deductions under Sections 80C and 24(b).

With CNR Capital Advisors, you can apply for a Home Loan online and enjoy:

Quick & Hassle-Free Process– Simple online application with minimal paperwork
Attractive Interest Rates – Competitive rates to make your EMI affordable
Flexible Repayment Tenure– Choose up to 30 years repayment for easy budgeting
Expert Loan Assistance – End-to-end guidance from application to disbursement
Balance Transfer Facility – Shift your existing loan to save on EMIs

✅ Home Loan Eligibility Criteria

To avail a home loan, you need to fulfill certain eligibility conditions:

  • Age Limit – Minimum 21 years, maximum 65 years (at loan maturity)

  • Employment Type – Salaried, self-employed professionals, or business owners

  • Income Criteria – Stable monthly/annual income as per lender’s policy

  • Credit Score – CIBIL score of 700+ preferred for faster approval

  • Work Experience – At least 2 years for salaried / 3 years for self-employed

  • Property Criteria – Property must be legally valid and approved by the bank

📑 Documents Required for Home Loan
For Salaried Individuals
  • Identity Proof (PAN Card, Aadhaar Card, Passport, Voter ID)

  • Address Proof (Utility Bill, Aadhaar, Passport)

  • Latest Salary Slips (Last 3 months)

  • Form 16 / Income Tax Returns (Last 2 years)

  • Bank Statements (Last 6 months)

  • Property Documents (Sale Deed, Builder Agreement, NOC, etc.)

  • Passport-size Photographs

For Self-Employed / Business Owners
  • Identity & Address Proof

  • Business Proof (GST Registration, Trade License, Partnership Deed, etc.)

  • Income Tax Returns (Last 3 years)

  • Profit & Loss Account & Balance Sheet (Audited)

  • Bank Statements (Last 6–12 months)

  • Property Documents (as per lender’s requirement)

  • Passport-size Photographs

🌟 Key Benefits of Home Loan
  • Attractive interest rates & easy EMI options

  • Loan tenure up to 30 years for affordability

  • Tax benefits on principal & interest repayment

  • Balance transfer for lower EMIs

  • Quick processing & doorstep service

👉 Apply for a Home Loan with CNR Capital Advisors today and get fast approval, minimum documentation, and expert loan assistance to make your dream home a reality.

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