Our Full Range of Services
At CNR Capital Advisors., we provide a wide range of financial solutions designed to secure your future, fulfill your needs, and simplify your money management. Whether you want to protect your family with the right insurance, achieve your dreams with flexible loans, or enjoy the benefits of credit cards, we’ve got you covered.
Credit Card
A credit card is a financial tool issued by banks and financial institutions that allows you to borrow money up to a pre-approved limit to pay for purchases, bills, and services. Unlike a debit card that uses your own money from your bank account, a credit card lets you use the bank’s money first and repay it later, usually within a billing cycle (30–45 days).
Benefits of Using a Credit Card
Builds your credit score if bills are paid on time.
Offers financial flexibility in emergencies.
Access to exclusive deals, discounts, and rewards.
Helps track and manage expenses with detailed statements.
Provides insurance & fraud protection features.
Key Features of a Credit Card
Pre-approved credit limit – Spend as per your assigned limit.
Interest-free period – Enjoy 30–45 days to pay back without interest.
Reward points & cashback – Earn points, discounts, and offers on every spend.
Easy EMI option – Convert large purchases into monthly installments.
Worldwide acceptance – Shop and withdraw cash globally.
Credit cards are also convenient for both online and offline transactions. You do not have to worry about carrying cash with you anymore. Not just that, you can enjoy several perks and benefits with every spend.
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Personal Loan
Financial need can arise at any time. You may need funds to pay for educational expenses for your children or a wedding in the family. There could also be unexpected medical emergency to deal with. Availing an instant personal loan online as an additional back-up is something you could consider if you find yourself in a tough spot.
Benefits of a Personal Loan
Quick access to funds in emergencies.
No restrictions on usage.
Improves credit history if repaid on time.
Minimal paperwork with online application options.
Competitive interest rates for eligible applicants.
Key Features of a Personal Loan
Unsecured loan – No collateral or security required.
Flexible usage – Use the loan for any personal purpose.
Fixed EMIs – Easy repayment in monthly installments.
Quick disbursal – Instant approval and fast transfer to your account.
Varied tenure – Repay over 1 to 5 years (depending on bank policy).
A Personal Loan is an unsecured loan offered by banks and financial institutions to help individuals meet urgent financial needs such as medical expenses, weddings, education, travel, or debt consolidation. Since it is unsecured, you don’t need to provide any collateral or security. The loan amount is repaid in fixed monthly installments (EMIs) over a chosen tenure.
Business Loan
A business loan is a type of financing provided by banks and financial institutions to help entrepreneurs and business owners meet their business-related expenses. These expenses may include starting a new business, expanding operations, purchasing machinery, managing working capital, or covering cash flow gaps.
Benefits of a Business Loan
Provides immediate financial support for business growth.
Helps maintain healthy cash flow during tough times.
No need to dilute ownership or bring in investors.
Builds business credit history if repaid on time.
Flexible repayment options as per business needs.
Key Features of a Business Loan
Flexible usage – For expansion, equipment purchase, or working capital.
Secured & unsecured options – Depending on loan type and eligibility.
Customizable tenure – Ranging from 1 to 7 years.
Competitive interest rates – Based on credit score and business profile.
Quick processing – Minimal paperwork and faster disbursal.
Business loans can be secured (with collateral) or unsecured (without collateral) depending on the lender’s terms and the applicant’s profile. Repayment is made through fixed monthly installments (EMIs) over a pre-decided tenure.
Home Loan
A home loan is a secured loan provided by banks and financial institutions to help individuals buy, build, or renovate a house. Since it is a secured loan, the property itself acts as collateral until the loan is fully repaid.
Benefits of a Home Loan
Enables you to own your dream home without full upfront payment.
Affordable EMIs with long repayment periods.
Increases credit score if paid on time.
Tax deductions on interest and principal repayment.
Improves financial planning by spreading cost over years.
Key Features of a Home Loan
Secured loan – Property acts as collateral.
Large loan amount – Suitable for high-value property purchases.
Flexible repayment tenure – Up to 30 years.
Tax benefits – On both principal and interest under the Income Tax Act.
Balance transfer option – Shift loan to another bank for lower interest.
The borrower repays the loan amount through equated monthly installments (EMIs), which include both principal and interest, over a flexible tenure that can range from 5 to 30 years.
Loan Against Property
A Loan Against Property (LAP) is a secured loan offered by banks and financial institutions where you can mortgage your residential, commercial, or industrial property to raise funds. Since the loan is backed by property as collateral, lenders usually offer a higher loan amount and lower interest rates compared to unsecured loans.
Benefits of Loan Against Property
Access to large funds for personal or business needs.
Affordable EMIs due to longer tenure.
Continue to use the property even while it is mortgaged.
Lower interest cost compared to personal loans.
Improves credit profile if repaid on time.
Key Features of Loan Against Property
Secured loan – Property is pledged as collateral.
High loan amount – Based on the property’s market value.
Lower interest rates – Compared to unsecured loans.
Flexible tenure – Up to 15–20 years.
Multipurpose usage – No restriction on end-use of funds.
The borrowed amount can be used for multiple purposes such as business expansion, medical expenses, education, weddings, or debt consolidation. Repayment is done through equated monthly installments (EMIs) over a flexible tenure, often up to 15–20 years.
Instant Money
An instant money loan is a short-term personal loan offered by banks, NBFCs, and digital lenders that provides quick access to cash within minutes or hours. These loans are designed to meet urgent financial needs such as medical emergencies, utility bill payments, travel, or unexpected expenses.
Benefits of an Instant Money Loan
Immediate access to funds in emergencies.
No collateral required – Unsecured loan.
Simple application process via mobile app or website.
24/7 availability – Apply anytime, anywhere.
Improves credit score when repaid on time.
Key Features of an Instant Money Loan
Quick disbursal – Funds credited within minutes to hours.
Minimal documentation – PAN, Aadhaar, and basic income proof.
100% digital process – Apply and get approved online.
Flexible repayment tenure – Usually 3 to 24 months.
Small ticket size – Loan amounts generally range from ₹5,000 to ₹5 lakhs.
Unlike traditional loans, instant money loans require minimal documentation, have a fast approval process, and the loan amount is credited directly to your bank account—often the same day.
Car Loan
A car loan is a type of secured loan offered by banks and financial institutions to help individuals purchase a new or used car. Since it is a secured loan, the car itself acts as collateral until the loan is fully repaid.
Benefits of a Car Loan
Enables you to buy your dream car without full upfront payment.
Affordable EMIs with customized repayment options.
Option to finance new as well as used cars.
Builds credit history if repaid on time.
Some banks offer pre-approved car loans for faster disbursal.
Key Features of a Car Loan
Secured loan – Car remains hypothecated to the lender.
Flexible repayment tenure – Usually 12 to 84 months.
Competitive interest rates – Based on applicant’s credit score and income.
Up to 90–100% financing – Many lenders cover on-road price of the car.
Quick processing – Faster approval and minimal documentation.
The borrower repays the loan amount through equated monthly installments (EMIs), which include both principal and interest, over a flexible tenure that generally ranges from 1 to 7 years.
Life Insurance
Life insurance is a financial product that provides financial protection to your family or dependents in case of your untimely death. In simple terms, you pay regular premiums to an insurance company, and in return, the insurer promises to pay a lump sum amount (called Sum Assured) to your nominee if something happens to you during the policy term.
Benefits of Life Insurance
Provides a safety net for your family’s future.
Helps cover loans and liabilities after the policyholder’s death.
Ensures peace of mind knowing loved ones are financially protected.
Acts as a long-term savings or investment tool (in some plans).
Offers tax savings while securing your financial goals.
Key Features of Life Insurance
Financial security – Protects your family in your absence.
Premium payment options – Monthly, quarterly, yearly, or single premium.
Different policy types – Term insurance, endowment plans, ULIPs, whole life, etc.
Tax benefits – Premiums paid qualify for deductions under Section 80C, and maturity/claim benefits may be tax-free under Section 10(10D).
Customizable coverage – Choose sum assured and policy tenure as per your needs.
Life insurance helps ensure that your loved ones remain financially secure even in your absence by covering expenses such as household needs, children’s education, outstanding loans, or future goals.
Health Insurance
Health insurance is a type of insurance policy that covers the cost of medical and hospitalization expenses incurred due to illness, accidents, or injuries. By paying a regular premium to the insurance company, you can ensure that your medical bills such as doctor consultations, hospital room charges, surgeries, medicines, and diagnostic tests are either fully or partially paid by the insurer.
Benefits of Health Insurance
Protects against rising medical costs.
Ensures quality healthcare without worrying about expenses.
Provides financial security during medical emergencies.
Covers both planned and unexpected treatments.
Offers peace of mind knowing your family’s health is secured.
Key Features of Health Insurance
Cashless treatment – Get admitted to network hospitals without paying upfront.
Wide coverage – Covers hospitalization, pre & post-hospitalization, daycare procedures, and more.
Individual & family floater plans – Choose coverage for self or entire family.
Tax benefits – Premiums qualify for deductions under Section 80D of the Income Tax Act.
Add-ons & riders – Critical illness cover, maternity cover, accidental cover, etc.
In simple words, health insurance protects you and your family from unexpected medical costs and ensures access to quality healthcare without financial stress.
Motor Insurance
Motor insurance is a type of general insurance policy that provides financial protection against losses or damages to your vehicle (car, bike, or commercial vehicle) due to accidents, theft, natural disasters, or third-party liabilities. In India, having a valid motor insurance policy is legally mandatory for all vehicle owners.
Benefits of Motor Insurance
Provides financial protection against vehicle damage or theft.
Covers legal liabilities towards third parties.
Ensures peace of mind while driving.
Helps with cashless repairs at partner garages.
Mandatory compliance with Indian traffic laws.
Key Features of Motor Insurance
Mandatory in India under the Motor Vehicles Act.
Coverage against third-party liability and own damages.
Cashless claim facility at network garages.
Add-ons available – Zero depreciation, roadside assistance, engine cover, etc.
Renewable annually with option for long-term policies.
In simple words, motor insurance ensures that you don’t have to bear heavy expenses in case of accidents or damage to your vehicle.
