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HDFC Credit Cards

  • 5% CashBack on choice of any 2 Packs – Dining & Entertainment Category – BookMyShow & Zomato, Travel Category – MakeMyTrip & Uber,  Grocery Category – Blinkit & Reliance Smart Bazaar, Electronics Category – Croma & Reliance Digital,  Fashion Category – Nykaa & Myntra
  • 3% CashBack on choice of any one e-commerce merchant – Amazon or Flipkart or PayZapp
  •  1% Unlimited CashBack on all spends*
  •  1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)
  •  Customize your card reflecting your lifestyle by choosing a card design and a billing cycle that suits you
  •  Apply & Control your PIXEL Credit Card on PayZap
  • 5X Reward Points on Swiggy and Zomato
  • ‘Buy 1 Get 1 Free’ on all tickets via BookMyShow
  • Complimentary Annual Memberships of Swiggy One and Times Prime as Welcome Benefit
  • ₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh
  • 8 Complimentary airport lounge access worldwide
  • 4 Reward Points for every ₹ 150 spent
  • 10X CashPoints (3.3% Valueback) on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore &  BigBasket
  • 2 CashPoints per ₹150 spent on other spends
  • Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
  • Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS.

Note: For Rupay Credit Cardholders, all UPI spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases ) will earn 2 RPs for every Rs.150 spent and is capped at 500 reward points in a calendar month.

  • 48 days Interest Free Credit period
  • Cash in Counter Transit* & Public Liability*/Fire Insurance*, Burglary & Housebreaking.
  • Complimentary Device Protection Plan for your favourite devices*.
  • Complimentary Railway Lounge access per annum.
  • INSTANT LOAN to support Business needs
  • 50 Days Interest Free Credit Period
  • 5X Reward Points On Fuel
  • 5% Cashback on Telecom, Utility, Govt & Tax Payments
  • Get A Gift Voucher Quaterly Worth Rs. 500
  • 1% Fuel Surchare Waiver
 
  • 10X CashPoints on your favourite merchants – Big Basket, BookMyshow, OYO, Swiggy & Uber  ( Maximum of 2,500 CashPoints can be earned in a calendar month )
  • 1 CashPoint per ₹150 spent on other spends ( Excluding EMI, fuel, wallet loads/prepaid card loads & voucher purchases )
  • Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS.

Note: 

  • With effect from 1st January 2023, Reward points earned on Grocery transactions will be capped per month to 1,000 reward points.
  • For Rupay Credit Cardholders, all UPI spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases ) will earn 1 RP for every Rs.150 spent and is capped at 500 reward points in a calendar month.
  • Effective 1st September, 2024, Wallet loading, Easy EMI transactions and Education payments made through third-party apps will NOT earn Reward Points. However, education payments made directly through college/school websites or their POS machines will earn Reward Points.
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