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Loan Against Property

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Loan Against Property – Unlock the Value of Your Property

A Loan Against Property (LAP) is a secured loan that allows you to leverage the value of your residential, commercial, or industrial property to meet your financial needs. It can be used for business expansion, debt consolidation, higher education, medical emergencies, or personal requirements. Since the loan is secured against property, it offers lower interest rates, higher loan amounts, and flexible repayment tenures.

With CNR Capital Advisors, you can apply for a Loan Against Property online and enjoy:

✅High Loan Amounts – Get up to 60–70% of your property’s market value
✅ Attractive Interest Rates – Lower rates compared to unsecured loans
✅Quick Disbursal – Fast loan processing with doorstep assistance
✅ End-to-End Support – Guidance from loan application to final disbursement
✅ Secure & Transparent Process – No hidden charges, 100% safe documentation

✅ Loan Against Property Eligibility Criteria

To avail a Loan Against Property, applicants must fulfill basic eligibility requirements such as:

  • Age Limit – Minimum 21 years, maximum 65 years at loan maturity

  • Employment Type – Salaried individuals, self-employed professionals, and business owners

  • Income Criteria – Stable and sufficient income to repay the loan

  • Credit Score – A good CIBIL score (700+) enhances approval chances

  • Ownership – Property should be legally owned, free from disputes, and properly registered

  • Work Experience – At least 2 years (salaried) or 3 years (self-employed/business)

📑 Documents Required for Loan Against Property
For Salaried Individuals:

  • Identity Proof (PAN Card, Aadhaar, Passport, Voter ID)

  • Address Proof (Utility Bill, Aadhaar, Passport, etc.)

  • Latest Salary Slips (Last 3 months)

  • Form 16 / Income Tax Returns (Last 2 years)

  • Bank Statements (Last 6 months)

  • Property Documents (Sale Deed, Title Deed, Tax Receipts, etc.)

  • Passport-size Photographs

For Self-Employed / Business Owners:

  • Identity & Address Proof

  • Business Proof (GST Registration, Partnership Deed, Trade License, etc.)

  • Income Tax Returns (Last 3 years)

  • Profit & Loss Statement & Balance Sheet (Audited)

  • Bank Statements (Last 6–12 months)

  • Property Ownership Documents

  • Passport-size Photographs

🌟 Key Reasons to Choose Loan Against Property

  • High Loan Amount – Borrow up to 60–70% of your property’s market value

  • Lower Interest Rates – Since the loan is secured, interest rates are more affordable compared to personal loans

  • Flexible Repayment Tenure – Repay easily with long tenure options (up to 15 years)

  • Multipurpose Use – Funds can be used for business expansion, debt consolidation, education, wedding, or medical emergencies

  • Quick Processing – Fast approvals with minimal documentation

  • Ownership Retained – You continue to own and use your property while availing the loan

  • Tax Benefits (In Some Cases) – If funds are used for business purposes, you may claim tax deductions on interest paid

👉 Apply for a Loan Against Property with CNR Capital Advisors today and unlock the financial potential of your property with fast approval, minimal documentation, and expert guidance.

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